There has been a real step change in the general populace’s view of banks and bankers since the millennium. Prior to that most of us knew who our bank manager was. He was usually a thirty or forty-something with a lot of banking and business experience who would try to keep you or your business upon a sensible path. You could trust them to be consistent and behave responsibly.
Today, you don’t have bank managers, they are relationship managers, graduates in their twenties with absolutely no commercial or business experience. Continue reading